Now in private beta · Bank-grade security from day one

Protect whatmatters most.

One platform for your accounts, assets, wills, and the people you'd leave them to. Set it up once — your family inherits clarity instead of paperwork.

Link bank, brokerage, and 401(k) accounts in minutes
Generate legal wills with e-notary support
Leave encrypted notes that only your heirs can open

Bank-level encryption · Your data is never sold or shared

app.beneficiary.io / overview
Beneficiary.io
Overview
Accounts
Assets
Wills
Notes
Heirs

Net worth

$2,847,210

Across 8 accounts & 4 assets

+4.2%vs last month

Allocation

Spouse42%
Children33%
Charity25%

Estate protection

92%

Will configured
Heirs assigned

Estate flow

live

Built on the same standards as the world's most trusted financial products

  • SOC 2 Type II
  • AES-256 encryption
  • Plaid verified
  • GDPR ready
  • AWS infrastructure
  • 99.99% uptime

0

US states with jurisdiction-aware will generation

<0 min

Average setup time, from signup to first synced account

256-bit

AES encryption at rest and in transit, with keys rotated automatically

Everything in one place

Estate planning, finally as simple as banking.

Stop juggling spreadsheets, password managers, and lawyers' inboxes. Your assets, beneficiaries, and intentions — all in one secure home.

Account aggregation

Link every bank, brokerage, retirement, and crypto account. We keep beneficiary info in sync across providers — automatically.

Real estate wills

Generate jurisdiction-aware wills for your home, rentals, and physical assets with optional e-notarization.

Encrypted notes

Pass along passwords, safe deposit codes, and personal messages. Released to heirs on your terms.

AI estate advisor

Your continuous advisor watches for beneficiary drift, tax exposure, and stale syncs — and answers anything from "is my will state-compliant?" to "who's missing as a beneficiary?"

Coming soon

Probate automation

Skip the paperwork relay. Our agent handles asset discovery, document intake, and filing across institutions and jurisdictions when the time comes.

The pipeline

Estate planning in four moves.

From your first synced account to your heirs' guided access — one platform handles every step.

01

Connect

Every account in one secure feed.

Link banks, brokerages, retirement, and crypto through Plaid. Beneficiary info stays in sync across providers — automatically.

C

Chase Checking

•••• 4821

$24,180.42

Synced

V

Vanguard IRA

•••• 0917

$612,304.10

Synced

F

Fidelity Brokerage

•••• 2034

$1,210,772.55

Synced

Securely connected via Plaid
02

Catalog

Real estate, vehicles, art — and exactly who gets what.

Document physical assets with estimated values and assign percentage splits across heirs. Every change is logged in an audit trail only you can see.

Primary residence

$1,240,000

2023 Tesla Model Y

$48,200

Heirloom jewelry

$18,500

Art collection

$32,000

Beneficiary split

Spouse50%
Children35%
Charity15%
03

Plan

Generate jurisdiction-aware wills in an afternoon.

Our generator produces wills tailored to your state, with optional e-notarization. Leave encrypted notes that only your heirs can open, on your terms.

Last will & testament
E-notarized

Jane Doe · California

I, Jane Doe, being of sound mind, do hereby revoke any prior wills and declare this to be my last will, governed by the laws of the State of California…

Testator

Mar 14, 2026

To my children

Encrypted · Unlocks for designated heirs only

Sealed
04

Protect

An AI estate advisor that never goes off-duty.

Continuous review of beneficiary drift, tax exposure, and stale accounts. Your heirs get guided, audit-tracked access when the time comes.

AI estate advisor

Your Vanguard IRA hasn't synced in 9 days. Your beneficiary split may be out of date — want me to refresh and re-verify?

Audit trail

Chase accounts synced

2 min ago

Spouse confirmed as 50% heir

1 day ago

Will draft v3 saved

3 days ago

A customer story

How Austin protected his family's future

One afternoon, four steps, the whole estate handled.

1

Linked all accounts

Connected his bank, IRA, 401(k), and brokerage. Designated his spouse as 70% beneficiary, with each child receiving 15%.

2

Created a real-estate will

Generated wills for his family home and rental property, with e-notarization completed in a single afternoon.

3

Left private notes

Stored personal messages for his children and safe-deposit codes, with an annual renewal TTL.

4

Set ongoing AI advisor checks

Enabled continuous monitoring so beneficiary drift, tax exposure, and stale syncs are surfaced automatically.

"Now I know my wife and kids won't have to scramble through paperwork or guess about finances if something happens to me."
A

Austin

Father of two · Member since 2025

Security first

Built like a bank. Audited like one.

Your data is encrypted at every layer. We're independently audited and never sell or share your information.

256-bit encryption

All data is encrypted at rest and in transit. Keys are rotated automatically and never leave HSMs.

SOC 2 Type II

We're audited annually against industry standards for security, availability, and confidentiality.

Multi-factor by default

Add hardware keys, authenticator apps, or biometric login. Heir access uses out-of-band verification.

Pricing

Simple plans. No surprises.

Request access and we'll match you with the right plan — individuals, families, and organizations.

Start protecting your family today.

Join thousands of families who've secured their financial future with Beneficiary.io.

Setup takes about 10 minutes.

Get started

Request access to Beneficiary.io

Tell us a bit about your needs — we'll be in touch within one business day.